Substantive developments in digital payments and financial inclusion.
A comprehensive, practical guide to understand different forms of mobile-money interoperability and verify what is actually implemented in a specific market, with verification steps, realistic scenarios, limitations, safety controls and authoritative sources.
A comprehensive, practical guide to understand what ISO 20022 changes in payment data and what it does not change about the actual movement, price or finality of money, with verification steps, realistic scenarios, limitations, safety controls and authoritative sources.
A comprehensive, practical guide to help families prepare for resilient, lawful and safe access to remittances when ordinary communication, power, transport or agent networks are disrupted, with verification steps, realistic scenarios, limitations, safety controls and authoritative sources.
A comprehensive, practical guide to understand the role of application programming interfaces in connecting payment participants without assuming that an API removes legal, settlement or operational responsibility, with verification steps, realistic scenarios, limitations, safety controls and authoritative sources.
A practical, balanced explanation of how artificial intelligence can assist transfer providers while accountability, privacy and human judgement remain essential.
A forward-looking but grounded assessment of payment connectivity, interoperability and transparency, with trust and consumer protection at the centre.
An accessible overview of digital remittance infrastructure, its practical advantages, inclusion potential and remaining trust and access barriers.